$1,099,000
11.80 BTC
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281 Stewart Lake Road, Georgian Bay
$1,099,000
PRICE
4 + 1
BEDROOMS
1
BATHROOMS
X13101588
MLSID

281 Stewart Lake Road, Georgian Bay

Nestled on the tranquil shores of Stewart Lake, this charming four-bedroom cottage/home offers a seamless blend of natural beauty and refined Muskoka living. Thoughtfully designed, the bright open-concept interior is filled with natural light from expansive windows, creating a warm and inviting atmosphere throughout. The kitchen and dining area feature a stunning vaulted ceiling, a spacious centre island, and a walkout to expansive decks overlooking the lake, perfect for entertaining or relaxing in a peaceful setting. The living room showcases serene water views and a propane fireplace, while the Muskoka room provides an ideal space for reading, games, or unwinding after a day on the lake. Each bedroom is designed with comfort in mind, offering a restful retreat for family and guests alike. Outdoors, enjoy a private waterfront with a sandy, walk-in shoreline and a newly built, expansive dock, perfect for swimming, lounging, and enjoying all that lake life has to offer. The flat, usable lot enhances the overall experience and includes a private hot tub and cedar barrel sauna, creating a true lakeside escape. Additional features include a detached garage for convenient storage, along with a charming bunkie and shed, offering flexibility for guests or additional space. Adding to the property's long-term value, a new 5-bedroom septic system is currently being installed, providing increased capacity and future flexibility. The property also offers excellent rental potential, with a pro-forma statement available outlining forecasted income, making this a compelling opportunity for both personal use and investment. Ideally located just minutes from the charming town of Mactier, this exceptional Stewart Lake offering presents a rare opportunity to own a refined Muskoka property with both lifestyle appeal and income upside.
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Summary

Address
281 Stewart Lake Road
Community
MLSID
X13101588
Property Type
Detached
Property Category
Bedrooms
4 + 1
Bathrooms
1
Kitchens
1
Taxes (Annual)
$3,769.22
Tax Year
2025
Published
May 8, 2026
Days on Market
25 Days
Possession Type
Flexible
Possession Details
Flexible
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Inclusions

Fully furnished and turn-key, including hot tub, cedar barrel sauna, outdoor patio furniture, and Generac generator, Muskoka chairs, water toys, kayak, canoe, paddle board, fridge and stove, dishwasher, wine fridge, washer and dryer, heat pump, all light fixtures, all window coverings. *Brand new 5 bedroom septic system with upgraded retaining wall scheduled.

Details

Property Features
Golf, Waterfront
Bathroom 1
3-Piece Main Level
Basement
Crawl Space, Unfinished
Exterior Features
Deck, Hot Tub, Privacy, Year Round Living
Interior Features
Generator - Full
Parking Spaces
4
Parking Total
5.5
Parking Features
Private
Architectural Style
Bungalow
Roof
Shingles
Construction Materials
Vinyl Siding
Lot Size
0 Acres
Lot Width
145 Feet
Lot Depth
240 Feet
Water
Other
Heat Source
Electric
Heat Type
Baseboard
New Construction
No
Occupant Type
Owner
Private Entrance
No
Sauna
No
Seasonal Property
No
Hot Tub / Spa
No
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